Requests

Card requests, multi-transfer requests, and approval workflows

Requests are the approval primitive Qonto uses for spend that needs a second pair of eyes: an employee asks for a card or a transfer, and a manager or owner reviews. The MCP server lets you list, create, and resolve them.

Tool	What it does	Upstream
list_requests	Paginated list of expense-management requests (flash card, virtual card, transfer, multi-transfer). Visibility is role-scoped: employees see their own, managers their team’s, admins and owners everything.	List requests
create_card_request	Create a card request (flash or virtual) for the authenticated membership. Needs approval before the card is issued.	Create a flash card request / Create a virtual card request
create_multi_transfer_request	Bundle 1 to 400 SEPA transfers into one approval batch. Triggers SCA on approval.	Create a multi-transfer request
approve_request	Approve a pending request by id + request_type (flash_cards / virtual_cards / transfers / multi_transfers). Triggers the underlying action (transfer execution, card issuance) and SCA when applicable.	Approve a request
decline_request	Decline a pending request. The request moves from pending to declined; the underlying action does not run.	Decline a request

Approving a request that creates a transfer or a physical card triggers Strong Customer Authentication in the Qonto mobile app. Your assistant will tell you when to approve.

Try it

List my pending card requests.

Approve all transfer requests under €200 from the design team.

Decline the duplicate transfer request from yesterday.